Financial Fun at Fear Free Dental!

We know that talking about money isn’t the most exciting part of your dental visit, but we like to keep things simple and stress-free. That’s why we ask for payment on the day of service—no surprises, no hidden fees, just happy, healthy smiles!

Ways to Pay

We take just about everything except Monopoly money! Choose what works best for you:

• 💵 Cash (classic and always welcome!)
• ✍️ Personal Checks (yes! we still accept them, and we even offer a discount!)
• 💳 Credit & Debit Cards (Visa, MasterCard, American Express, Discover)
• 🏥 HSA & FSA Accounts (because your health should come first!)
• 💳 CareCredit (for added flexibility on larger treatment plans!)

CareCredit Application

Need a Little Wiggle Room? Try CarePay+!

Big treatment plans shouldn’t mean big stress. We offer CarePay+ in-house financing to help make your dental care work for your budget!

How CarePay+ Works:

• No Credit Check! Everyone qualifies!
• Flexible Payment Plans—pick one that fits your lifestyle.
• Low or Zero Interest Options depending on your repayment time.
• Auto-Payments so you never miss a beat (or a bill!).

Insurance? We’ve Got You Covered!

We are in-network with Delta Dental as a Premier Provider and are happy to work with your insurance to maximize your benefits. As a courtesy, we handle the billing and insurance paperwork for you—so you can focus on your dental health, not the hassle of claims!

In-Network vs. Out-of-Network – What Does It Mean for You?

Since we are a Delta Dental Premier Provider, we have a set agreement with Delta Dental to charge specific rates for our services. This means if you have Delta Dental Premier insurance, your plan helps cover a portion of your treatment, and your out-of-pocket costs are typically lower.

If you have a different insurance plan (like Delta Dental PPO, Aetna, or another provider), you are considered out-of-network. Don’t worry—you can still come to us! We will bill your insurance for you, but your plan might cover a smaller portion, meaning you may pay more out of pocket.

Still confused? No problem! Just bring in your insurance info, and we’ll help you understand your coverage. 

Let’s make paying for dental care easy, painless, and even a little fun! Got questions? Give us a call—we’re happy to help.